Core Benefit

Medical Insurance.

Your medical insurance, explained. Comprehensive coverage that keeps you and your family healthy.

Blue Saver 100 3400 Overview

Here are some plan highlights.

Preventive care is free

Preventive care keeps you and your family healthy. That's why the plan will cover some in-network preventive care before a deductible has been met.

1 Annual physical exams
2 Preventive health visits, lab services, and medications

3 Routine Immunizations
4 Routine diagnostic screenings

Find a doctor in our network.

We understand that finding a doctor can be stressful, so we make it easy for you. This plan uses a provider network. If you use a provider within the plan's network, you'll pay less.

Browse Online

Or call 1-844-363-8455 for a list of network providers.

Deductible + Out of Pocket Limits

A deductible is the amount you pay for healthcare services before your insurance begins to chip in for non-preventive care. Once you hit your plan's Out of Pocket Limit, your medical plan will cover 100% of all in-network costs.

Coverage	In-Network Deductible	In-Network OOP Limit	Out-of-Network Deductible	Out-of-Network OOP Limit
Individual	$3,400	$3,400	$6,800	$13,600
1 parent + 1 child	$5,100	$5,100	$10,200	$20,400
2 adults	$6,800	$6,800	$13,600	$27,200
Family	$6,800	$6,800	$13,600	$27,200

Other Services

Mental Health

Your mental and emotional health is important to us. Your plan has coverage options for both inpatient and outpatient care.

In-Network: 0% coinsurance after deductible
Out-of-Network: 20% coinsurance after deductible

Urgent Care

Urgent care centers are often more affordable than the emergency room. Use for non-life-threatening conditions.

In-Network: 0% coinsurance after deductible
Out-of-Network: 20% coinsurance after deductible

Telemedicine

Seeing a doctor from the comfort of your own home can be a great experience. Your plan covers telemedicine through Amwell.

Frequently Asked Questions

If you don't meet your deductible, your insurance plan will only help you pay for preventative services.

Yes. However, you will pay more if you use an out-of-network provider, and you might receive a bill from a provider for the difference between the provider's charge and what your plan pays (balance billing).

Co-Insurance is the amount that you need to pay for medical services after you meet your plan's deductible, but before you hit your out-of-pocket limit. For example, if a procedure is covered by your plan at 25% coinsurance, your plan pays 75% of the cost, and you pay the 25% coinsurance.